Loan against the value of locked-in assets.
Loan against the value of your locked-in assets.
Fuels makes it possible to build long-term, and act when opportunities arise - at the same time. Borrow EUR 200,000–5,000,000 based on the value of assets such as unlisted shares, real estate, and ownership stakes, through Fuels Capital, a dedicated business area within 0TO9*.
What do I do when I’m rich, and poor – at the same time?
We meet many entrepreneurs who feel exactly this way. They’ve built significant value through ownership stakes, investments, or long careers - yet at the same time, they’re stuck. Paper rich, cash poor. The value is there, but the timing is off. Meanwhile, life continues at full speed outside the office walls.
This is exactly where Fuels comes in. We analyze the full ownership structure and design tailored solutions.
Who are we for?
Common asset types:
Could Fuels be right for the company?
An investor
waiting for the
right moment to sell.
Unlisted holdings | Listed shares | Real estate interests
A portfolio of strong assets – large on paper, limited in liquidity. What they need is flexibility between transactions.
A key contributor whose
ownership is tied up in a
partner structure.
Partnership units | Equity programs
Ownership that builds long-term stability, yet restricts short-term liquidity when timing matters.
An entrepreneur
with value locked
into the business.
Shares | Holdings in operating companies
Long-term upside, short-term pressure. Value is compounding in the company, but not available day-to-day.
An investor with multiple
illiquid positions across
funds and ownership
structures.
Fund commitments | GP/LP stakes | Co-investments
Long-term return potential combined with short-term capital calls. Strong underlying value, limited liquidity.
An investor
waiting for the
right moment to sell.
Unlisted holdings | Listed shares | Real estate interests
A portfolio of strong assets – large on paper, limited in liquidity. What they need is flexibility between transactions.
A key contributor whose
ownership is tied up in a
partner structure.
Partnership units | Equity programs
Ownership that builds long-term stability, yet restricts short-term liquidity when timing matters.
An entrepreneur
with value locked
into the business.
Unlisted shares | Holdings in operating companies
Long-term upside, short-term pressure. Value is compounding in the company, but not available day-to-day.
An investor with multiple
illiquid positions across
funds and ownership
structures.
Fund commitments | Co-investments
Long-term return potential combined with short-term capital calls. Strong underlying value, limited liquidity.
An investor
waiting for the
right moment
to sell.
Unlisted holdings | Listed shares | Real estate interests
A key contributor
whose ownership is
tied up in a partner
structure.
An entrepreneur
with value locked
into the business.
A private investor
waiting for the
right moment to sell.
A key contributor
whose ownership is
tied up in a partner
structure.
Partnership units | Equity programs
Ownership that builds long-term stability, yet restricts short-term liquidity when timing matters.
An entrepreneur
with most of their
value locked into
the business.
An investor with
multiple illiquid
positions across
funds and ownership
structures.
Fund commitments | GP/LP stakes | Co-investments
Long-term return potential combined with short-term capital calls. Strong underlying value, limited liquidity.
We schedule a meeting.
Fill in the form and we’ll reach out for an initial conversation, discreet and without commitment.
We tailor a solution.
We return with a concrete financing proposal adapted to your situation within a few days.
We move to closing.
0TO9 conducts an assessment, and upon a positive credit decision, the loan is disbursed.
How it works.
We schedule a meeting.
Fill in the form and we’ll reach out for an initial conversation, discreet and without commitment.
We tailor a solution.
We return with a concrete financing proposal adapted to your situation within a few days.
We move to closing.
0TO9 conducts an assessment, and upon a positive credit decision, the loan is disbursed.
Today’s possibilities should match tomorrow’s potential.
Today’s possibilities
should match tomorrow’s
potential.
There are entrepreneurs and investors who build value that isn’t immediately visible. They invest time, capital, and expertise to create something that lasts - whether that means growing companies, stewarding significant assets, or carrying responsibility for capital that spans generations. They work long-term. And in doing so, they enable others to grow and develop.
Yet despite creating stability and value for so many, their own assets are often locked into structures, shares, or ownership models they have chosen. Value that looks impressive on paper, but is difficult to access when life’s opportunities won’t wait. Fuels changes that.
We unlock value without disrupting what is being built for the long term. By understanding the full ownership picture, we make it possible to act when the timing is right - without selling at the wrong moment and without sacrificing tomorrow’s potential.
This isn’t about thinking bigger; it’s about where today’s opportunities are just as attainable as tomorrow’s goals.
Same challenges, different needs.
The same challenges,
different needs.
What to do when the round is open but the bank is closed?
When a new investment opportunity opens up, the company need capital here and now, not after a sale sometime in the future. Opportunities rarely run on a fixed timetable. The company have to get on the bus when it arrives.
Does a company need to exit in order to keep investing?
A new funding round is underway. The company want to maintain the ownership to avoid further dilution. Capital is needed to participate in the round, but the bank shows no interest.
Frequently Asked Questions
Here are some common questions and answers on how we balance what is being needed now, with what the company want to achieve in the long term.
About us
Flexible financing
secured by shares.
Eriksbergsgatan 31 114 30 Stockholm
*Fuels Capital is a separate brand within 0TO9 AB (556976-4110), a credit institution licensed to conduct financing operations in accordance with the Swedish Banking and Financing Business Act (2004:297). Through 0TO9 AB, companies can apply for credit.